Motor Insurance Calculator Kenya 2025

Calculate comprehensive private motor insurance premium with training levy, policy holder, and stamp duty.

Calculate comprehensive insurance premium for private passenger vehicles.

KES 500,000 KES 1,000,000 KES 2,000,000 KES 5,000,000
KES
Current market value of your vehicle
%
Typical rates: 3.5% - 6% depending on vehicle type and age
Rate Guidelines:
• Saloon Cars: 3.5% - 4.5%
• SUVs/4x4: 4.0% - 5.0%
• Luxury Vehicles: 4.5% - 6.0%
Please enter valid vehicle value and insurance rate.

Calculate insurance premium for commercial vehicles (trucks, buses, etc.)

KES
%
Please enter valid vehicle value and insurance rate.

Compare insurance premiums from different insurance companies.

KES
Please enter valid vehicle value and rates.

Insurance Results

Private Car Insurance Breakdown
Vehicle Value
KES 0
Insurance Rate
0%
Basic Premium
KES 0
Training Levy (0.2%)
KES 0
Policy Holder (0.25%)
KES 0
Stamp Duty (0.05%)
KES 0
Detailed Calculation
Basic Premium Calculation KES 0 × 0% = KES 0
Training Levy (0.2% of basic premium) KES 0 × 0.2% = KES 0
Policy Holder Contribution (0.25% of basic premium) KES 0 × 0.25% = KES 0
Stamp Duty (0.05% of vehicle value) KES 0 × 0.05% = KES 0
Total Insurance Premium KES 0
Total Annual Premium
KES 0

* Rates are annual. Training Levy and Policy Holder contributions are based on basic premium.

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