Most people just want 2 things: M-PESA sending money charges and withdrawal fees. Enter the amount and we show the fee + what you receive after charges. Also includes M-Shwari, KCB M-PESA loan estimates and Ziidi Invest daily interest.
Enter the amount (KES). We’ll show: Send to registered, send to unregistered/other network, withdraw at agent, withdraw at ATM, and the minimum balance needed.
Estimate repayment on an M-Shwari loan at 7.5% for 30 days, plus 15% excise duty on interest.
Estimate repayment on a KCB M-PESA loan at 9.06% for 30 days.
See your daily, monthly (30 days), and annual interest estimate. We automatically use 365/366 days depending on the current year.
What you’ll see here: fee, cash you receive after charges, and minimum balance needed.
Figures follow the tariff tiers used in this calculator. Always confirm on SIM Toolkit / M-PESA app before large transfers.
Estimate for a 30-day M-Shwari loan at 7.5% plus 15% excise duty on the interest.
KCB M-PESA estimate for 30 days. Check your M-PESA/KCB menu for official charges.
Based on your balance, net annual rate and days in the year. Actual returns may vary slightly.
We’ll send a simple summary of your latest calculation to your email.