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How to Deposit Money into Co-op Bank via MPESA Paybill 400200

This guide walks you through depositing money into your Co-op Bank account directly from M-Pesa using the Paybill option.

Here’s what you need:

  • Your M-PESA Phone
  • Your M-PESA PIN
  • Co-op Bank Account Number

Step-by-Step Guide:

  1. Open M-Pesa and select Lipa Na M-PESA.
  2. Choose PayBill.
  3. Enter the business no: 400200 (Co-op Bank Paybill number).
  4. Enter the Co-op Bank Account Number as the account no.
  5. Input the Amount you want to deposit.
  6. Key in your M-PESA PIN and confirm the transaction.
  7. Review the details on the confirmation screen. If everything is correct, simply dismiss or ignore it.


  • You’ll receive two SMS confirmations: one from M-Pesa and another from Co-op Bank, both confirming the successful deposit.

Simple and Secure

Depositing money to your Co-op Bank account using M-Pesa Paybill 400200 is a quick and secure process. Now you can enjoy the convenience of managing your finances on the go.

Tips for a Smooth Transaction

  • Ensure your M-PESA Account has sufficient funds before initiating the transaction.
  • Double-check the Co-op Bank Account No. to avoid errors.
  • Keep your phone close by to promptly respond to the Hakikisha window.

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