PAYE Calculator Kenya – May 2026

Calculate your take-home pay in Kenya for May 2026. See PAYE, NSSF (Tier I & II), SHIF, Housing Levy and optional pension & insurance reliefs.

Enter your salary details to get a full payslip-style breakdown, including employer costs.

30,000 50,000 80,000 100,000 200,000
Reduces taxable income. Capped at KES 20,000/month.
Earns 15% insurance relief. Capped at KES 5,000/month.
Please enter a valid basic salary (numbers only).

Compare two salaries side by side. See exactly how much of a gross raise you actually keep in your pocket after PAYE and statutory deductions.

Please enter a basic salary for at least one column.

Estimate your total NSSF, SHIF and Housing Levy contributions over your years of service.

Use Gross from PAYE
Please enter a valid gross monthly pay and years of service.

Estimate the maximum loan you can afford based on your net monthly income.

Use Net from PAYE
30% is the common affordability benchmark.
Please enter valid net income, rate and tenure.

Results

Net Pay (Take-Home)
KES 0.00
After all deductions
PAYE Tax
KES 0.00
Effective rate: —
Total Deductions
KES 0.00
PAYE + NSSF + SHIF + Levy
Gross Pay
KES 0.00
Employer total: KES 0.00
NSSF Tier I (Employee)
KES 0.00
6% on first KES 9,000
NSSF Tier II (Employee)
KES 0.00
6% on KES 9,001–108,000
SHIF
KES 0.00
2.75% of gross (min KES 300)
Housing Levy (Employee)
KES 0.00
1.5% of gross
Tax band distribution of taxable income —
10% (up to KES 24k) 25% (to 32.3k) 30% (to 500k) 32.5% (to 800k) 35% (above 800k)

Full Payslip Breakdown

Basic Salary KES 0.00
+ Taxable Allowances KES 0.00
= Gross Pay KES 0.00
− NSSF Tier I (6% on first KES 9,000) KES 0.00
− NSSF Tier II (6% on KES 9,001–108,000) KES 0.00
− SHIF (2.75% of gross) KES 0.00
− Housing Levy (1.5% of gross) KES 0.00
= Taxable Income KES 0.00
Gross Tax (on taxable income) KES 0.00
− Personal Relief KES 2,400.00
= PAYE Payable KES 0.00
Net Pay (Take-Home) KES 0.00

Employer Cost Breakdown

Employee Gross Pay KES 0.00
+ Employer NSSF (6%, capped at KES 108,000) KES 0.00
+ Employer Housing Levy (1.5%) KES 0.00
= Total Cost to Employer KES 0.00

NSSF Year 4 (2026): Lower Earnings Limit KES 9,000 (Tier I), Upper Earnings Limit KES 108,000 (Tier II). Pension deductions capped at KES 20,000/month. Insurance relief capped at KES 5,000/month. All figures are estimates — consult KRA for binding calculations.